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Step 1Create Account
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including area code.
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including area code.
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Step 2Personal Details
Step 3Income Details

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Cost of Borrowing

Ontario Resident Agreement
How much will your loan cost you?

The Maximum Allowable Cost per $100 Borrowed: $18.
Our Cost per $100 Borrowed: $18.

Example

Your $300 loan for 14 days.

Amount Advanced: $300
Total Cost of Borrowing: $54

Total To Repay: $354

This information is required under the Payday Loans Act, 2008

Terms and Conditions

I may periodically provide to Cash 4 You Corp., and/or its agents, affiliates, successors and assigns (collectively "Cash 4 You") certain personal information which may include among other things: name; current home and work addresses (including email addresses); previous addresses; current phone numbers (home, work, or other); physical descriptors and any such other identifiers (including, but not limited to, date of birth and Social Insurance Number); credit history, including credit reports; next of kin; personal references; source and amount of income; and any other financial information necessary to verify my creditworthiness ("My Personal Information").

I understand that Cash 4 You collects, uses and/or discloses My Personal Information for any or all of the following purposes; (1) to obtain credit information and credit reports on me from credit reporting agencies to assess credit history and credit worthiness and to confirm accuracy of information provided by me; (2) to verify my identity; (3) to meet legal and regulatory requirements; (4) to confirm details of my employment; (5) to collect a debt that may become owed to Cash 4 You; (6) to extract certain information for the purpose of generating statistics for its internal purposes. I agree that by using the services of Cash 4 You I am consenting to Cash 4 You collecting, using and disclosing My Personal Information for these purposes. I fully release all parties from all liability for any damage that may result.

I agree that My Personal Information provided to Cash 4 You shall be accurate and complete, if there is a change in My Personal information; I agree to advise Cash 4 You prior to obtaining further products or services from Cash 4 You.

I authorize Cash 4 You to utilize My Personal Information to offer specialized services or to assess whether such services may be available or of interest to me. I further understand that my personal information may be shared with third parties for this purpose, Upon giving reasonable notice to Cash 4 You, I understand that I may withdraw my consent to Cash 4 You using My Personal or providing to third parties for these purposes (subject to legal or contractual limitations).

I understand that cookies are small data files placed on my computer by a website. They may store and transmit information to websites that I visit. I understand that www.cash4you.ca uses cookies on its website to:

  • Help provide its on-line products and services to me
  • Market those products and services
  • Analyze the flow of traffic to its website
  • Analyze and track the traffic of website users from page to page within its website

I understand that third party vendors, including Google, may:

  • Show Cash 4 You's ads on websites on the internet
  • Use cookies to serve ads based on my prior visits to Cash 4 You's website

I may accept or decline cookies through the configuration settings of my web-browser. I may also opt out of Google's use of cookies by visiting the Google advertising opt-out page. Pixel tags (or clear gifs) are small transparent graphic images placed on a website that are not normally visible to the user. They provide non-identifiable information about my usage of the website. I understand that www.cash4you.ca uses pixel tags to:

  • Note pages visited on its website
  • Assist in the administration of affiliate accounts

For more information on Cash 4 You's policies and procedures relating to management of My Personal Information, I may contact Cash 4 You at 250 Dundas. St. S. Unit #10, Cambridge, ON, N1R 8A8, attention privacy officer or visit www.cash4you.ca.

I consent to use and accept electronic signatures, electronic records, and electronic disclosures in connection with this transaction. I acknowledge that I can access the records in the designated formats described above, and I understand that I may request a paper copy of the records at any time and at no charge.

Privacy Policy

Updated: Nov 01, 2010

Cash 4 You Corp. is committed to keeping your personal information confidential and secure. We are publishing this Privacy Policy to provide a comprehensive overview of our practices and procedures relating to the protection of personal information as well as its use, collection and disclosure.

This Privacy Policy outlines our commitment to you, and is designed to comply with applicable Privacy legislation in Canada, which incorporates the following ten principles:

1. Accountability
2. Identifying Purpose
3. Obtain Consent
4. Limit Collection
5. Limit Use, Disclosure and Retention
6. Accuracy
7. Safeguards
8. Openness
9. Individual Access
10. Challenging compliance

Cash 4 You Corp. will continue to review this Privacy Policy to ensure it remains current with applicable Privacy legislation in Canada. In the event there are any changes to this Privacy Policy a notice will be posted at each Cash 4 You branch.

Each and every one of our employees is responsible for maintaining and protecting the personal information to which they have access. We have strict policies and procedures for protecting personal information and designated individuals who are responsible for monitoring our compliance.

Cash 4 You Corp. has appointed an individual to be the Privacy Officer, who oversees privacy governance. On a day to day basis, the collection and processing of personal information is delegated to other employees within Cash 4 You Corp.

Cash 4 You Corp. will disclose the title of the person(s) designated to oversea compliance with the Privacy Policy upon request.

When you become a Cash 4 You Corp. customer, or apply for additional products and services, we ask you for your personal information for the following purposes:

  • To provide financial services to customers
  • To verify your identity and protect against fraud
  • To assess credit histories of customers
  • To confirm details of customer employment
  • To understand your financial service requirements
  • To develop, manage and market products and services to meet the needs of customers
  • To determine suitability of products and services for you
  • To determine your eligibility for certain of our products and services, or those of others, and offer them to you
  • To collect a debt that may become owed to Cash 4 You Corp.
  • To set up and manage products and services you have requested, and
  • To comply with federal and provincial legal or regulatory requirements

Your personal information may be verified with credit bureau, credit insurers, registries, your employer, personal references and other lenders.

When you apply for a new product or service, we ask you for your consent to collect, use or disclose your personal information. Cash 4 You Corp. may also obtain consent to use and disclose your personal information after it has been collected, but prior to the personal information being used or disclosed for a new purpose. You may, at any time, withdraw your consent as long as:

  • you provide reasonable notice
  • we are not legally required to collect, use or disclose your information
  • withdrawing your consent does not impede our ability to fulfill your contract with us
  • it does not relate to a credit product we have granted you where we are required to collect and
  • exchange your personal information on an ongoing basis with credit bureaus, credit insurers and other lenders

Refusal or withdrawal of consent by a customer may prevent Cash 4 You Corp. from providing a product or service to that customer. Cash 4 You Corp. will not unreasonably withhold products and services from a customer who refuses or withdraws consent, but if the personal information is required to offer the product or service, Cash 4 You Corp. may decline to deal with the customer who will not consent to the use of such personal information.

The use of products and services offered by Cash 4 You Corp. constitutes implied consent for the collection, use and disclosure of personal information for all identified purposes.

The collection of personal information is limited to that which is related to the identified purposes. Personal information will be collected by fair and lawful means. Most personal information will be collected directly from customers. Cash 4 You Corp. may collect personal information from sources such as credit bureaus, employers, personal references, or other third parties that represent they have the right to disclose such personal information.

Cash 4 You Corp. will only use or disclose your personal information for the reason(s) it was collected, except with the consent of the customer or as required by law.

Over time, we may buy new businesses or sell some of our businesses. Accordingly, personal information associated with any accounts, products or services of the business being purchased or sold will be transferred as a business asset to the new business owner.

Cash 4 You Corp. may use and disclose personal information to third parties. The purpose for using or disclosing the personal information is for:

  • A Cash 4 You Corp. affiliate seeking information as an agent of the customer
  • A cash 4 You Corp. agent that will evaluate the customer's creditworthiness or to collect a potential debt
  • A credit reporting agency
  • The issuer and or/or payer of negotiable items to confirm identity
  • A third party (ies) where customer consents to disclosure
  • A third party (ies) where disclosure is required by law
  • A public authority or agent of a public authority where there is imminent danger to the life or property of a customer which could be avoided or minimized by disclosure; and
  • Conduct surveys in order to enhance our products and services to meet customer needs.

Where we disclose your information to a third party they will be given only the information needed to perform the required services. We have contracts in place holding these companies to the same high standards of confidentiality by which we are governed.

Cash 4 You Corp. has policies in place that govern the retention of your personal information so it will be kept only for as long as it fulfills its intended purpose or as legally required.

We are committed to maintaining the accuracy of your personal information and ensuring that it is complete and up-to-date. If you discover inaccuracies in our data, or your personal information changes, please notify the branch where you do business immediately, so that we can make the necessary changes.

Your personal information is secure, regardless of the format in which it is held. We have comprehensive security controls to protect against lost, theft, unauthorized access, duplication and disclosure of your personal information.

We have agreements and controls in place with third party service providers requiring that any information provided by us must be safeguarded and used only for the sole purpose of providing the service we have requested the company to perform.

Cash 4 You Corp's Privacy Policy is available in our branches as a printed brochure. Our Privacy Policy outlines why we ask for your personal information, how it is used and who it may be shared or disclosed to. Contact information is also provided, so that you know who and where to address your questions or concerns.

If you want to review or verify your personal information, or find out to whom we have disclosed it, please request this in writing by submitting a written request to the Privacy Officer as follows:

Privacy Officer, 250 Dundas. St. S. Unit #10, Cambridge, ON, N1R 8A8, privacyofficer@cash4you.ca

We may need specific information from you to enable us to search for, and provide you with, the personal information we hold about you. The information will be made available within 30 days of the request. We may charge you a nominal fee depending on the nature of your request. However, we will advise you of the fee prior to proceeding with your request. There may be instances where we are unable to provide some of the personal information we hold about you and if we are unable, we will let you know the reason(s) why. Reasons for refusing access may include:

  • The personal information is unreasonably costly to provide
  • The release of the personal information may threaten the life or security of a third party
  • The personal information is subject to or generated in a formal dispute resolution process
  • The personal information cannot be disclosed for legal, security or commercial proprietary reasons; or
  • The personal information is subject to solicitor-client or litigation privilege

The branch where you do business is well equipped to handle any questions you may have about our Privacy Policy. However, we want to hear from you if you have any further concerns. Please contact us:

Privacy Officer, 250 Dundas. St. S. Unit #10, Cambridge, ON, N1R 8A8, privacyofficer@cash4you.ca, Tel: 519-620-1900.

Cash 4 You Corp. will investigate any concerns. The customer will be informed of the outcome of the investigation of his or her concern.

If the Privacy Officer is unable to satisfy the customer's concerns, the customer may then refer to the Privacy Commissioner of Canada at 1-800-282-1376 or info@privcom.gc.ca.

However, the customer is encouraged to use Cash 4 You Corp.'s internal information and complaint procedures first.